Threshold Mortgage Advice

The information a lender finds during a credit check is important – it could affect whether you’re able to borrow money, including through a mortgage, and the interest rate you’re offered. Yet, they can also seem perplexing.

With mortgage rates rarely out of the news, is now a good time to fix or should you hold off? We compare the different types of mortgage rates offered by UK lenders, to see if it’s better to lock-in now or keep things loose for a little while longer.

If you’re looking to move house, there’s an important date to mark in your calendar – Monday, 31st March 2025. This is the day that the current stamp duty relief will end and thresholds will change in England and Northern Ireland.

As more UK lenders introduce mortgage products below 4%, our mortgage experts offer their take on where the best fixed-rate mortgage deals can be found right now and who stands to benefit.

Struggling to save while splashing out on rent and bills? Here’s why you could still qualify for a mortgage, even if you don’t have a big deposit.

Struggling to find an affordable home to rent or buy on the open market? With rents capped at just 3%, see how much you could save by part-buying a home using Shared Ownership.

With the raise in cost-of-living making it more difficult to save, buying a home (or even putting money aside for a deposit) might seem like an impossible dream for some.

Want to move but tied into a fixed rate? In this blog we explain how to port your current mortgage to another property and when it might be in your best interests to do so.

Did you know that you can now get cash back on your mortgage and exclusive rates of interest if your home is EPC A or B rated? Find out more on our Threshold blog.

And with that we’ve come to the final chapter in our 5-part property buying series: completion. If you’ve exchanged on a property and are waiting to complete, this guide will help you to prepare for what’s in store.