Threshold Mortgage Advice specialise in mortgages for new build properties. We have been recommended by many of the Uk’s largest house builders for over a decade. Our expertise can guide you through the incentives that the house builder’s offer and with our understanding of these incentives can place your mortgage with a lender that will accept them. Our advisers and administration department work to a 28 day exchange deadline which will enable you to reserve your new build property with the confidence that the house builder timescales will be met. We have access to new build/specialist processing teams within many mortgage lenders to help us process your new build mortgage application.
If you are buying off plan we have the experience and knowledge to recommend lenders that have extended offer periods for new build purchases which will enable you to exchange contracts for future completion dates.
Many lenders have restrictions on the deposits required for new build properties with our expertise we can guide you to a lender that can help.
Talk to us today and reserve your new build property with the confidence that you have a qualified and professional new build mortgage adviser working on your behalf.
Buy to Let
Whether you’re an experienced landlord or just starting out, it’s likely you’ll have specialist requirements that set you apart from someone buying a residential property. We can access the major lenders in the buy to let market, including those specialising in lending to professional landlords and consumer buy to let.
Your home/property may be repossessed if you do not keep up repayments on your mortgage.
Some buy to let mortgages are not regulated by the Financial Conduct Authority.