The year ahead is set to bring fresh opportunities, along with a few uncertainties, and understanding the direction of travel will be crucial for anyone planning to buy, move or remortgage.
A New Year preview of the mortgage market
Product transfer v remortgage: what’s right for you?
When your mortgage deal comes to an end, it’s natural to wonder what’s next. Should you stick with your current lender and switch to a new deal - or explore what other providers have to offer?
Think insurance companies don’t pay out? Think again!
Buying a home and taking on a mortgage is often the biggest financial commitment a person will make in their lives.
A first-time buyer’s guide to mortgage rates
A glance at the news over the last 12 months or so would suggest that mortgage rates are a very hot topic indeed.
First-time buyer benefits – what schemes are available?
Any first-time buyer trying to save up for a deposit to purchase their first home may feel daunted by how expensive the housing market is. So what can first-time buyers do to maximise their savings and earnings, to buy a property to call their own?
The essentials you need to know about credit checks before borrowing money
The information a lender finds during a credit check is important – it could affect whether you’re able to borrow money, including through a mortgage, and the interest rate you’re offered. Yet, they can also seem perplexing.
How to furnish your first home on a budget
Budget home furnishing hacks for first-time buyers: learn how to furnish your first home more affordably with six money-saving shortcuts that are so easy, anyone can do them.
What are the different types of mortgage rates in the UK?
With mortgage rates rarely out of the news, is now a good time to fix or should you hold off? We compare the different types of mortgage rates offered by UK lenders, to see if it’s better to lock-in now or keep things loose for a little while longer.
Movers face upcoming changes to stamp duty relief – what you need to know
If you’re looking to move house, there’s an important date to mark in your calendar – Monday, 31st March 2025. This is the day that the current stamp duty relief will end and thresholds will change in England and Northern Ireland.
Stamp Duty relief is changing – what first-time buyers need to know
It’s important to note that changes are coming to stamp duty very soon for those buying in England and Northern Ireland, changing the amount of relief available to first-time buyers.