If you’ve recently had an offer accepted on a property in England, this handy guide covers everything you need to know to turn your agreement in principle (AIP) into a formal mortgage offer.
Home buying guide, part 3: Applying for a mortgage
Home buying guide, part 2: Finding a property
Got a mortgage offer in principle and starting to view properties? This 5-minute guide explains the key questions you need to ask and how to decide what to offer.
Home buying guide, part 1: Establishing affordability
Thinking of buying your first home? Here’s a quick look at what you’ll need in order to secure a mortgage agreement in principle.
Quick Guide to Buildings and Contents Insurance
Here, we offer a quick overview of what buildings cover includes, who needs to take it out, and when it’s required.
What is income protection and what does it cover?
Every year in the UK sickness or injury prevents people from leading a normal life and that includes being able to perform their job. So what do you do if you’re suddenly struck down by an unexpected illness that stops you from working?
Critical illness cover: what is it and who needs it?
While the thought of getting seriously ill to this extent is unimaginable, a critical illness can strike at any time, and no one - no matter how healthy - is immune.
Life cover: paying your mortgage if you die
Whether we allow ourselves to think about it or not, death is something we can’t avoid, no matter how much we dread the thought of leaving those we love behind.
What to expect from the new Help to Buy scheme
After seven years of providing equity loans to homebuyers in England, the Government is updating the terms of its Help to Buy scheme for new applications with effect from December 16th 2020.
Help to Buy regional price caps 2021 – 2023
Regional Price caps for properties eligible for Help to Buy from April 2021 to March 2023.
Get a faster mortgage decision with Threshold and Experian
We’ve recently joined forces with Experian to conduct soft credit checks for our mortgage applicants using their Open Banking technology.